We're delighted to welcome you here. Our partner Niklas Mertens has recommended TokenPay to you. Here you'll find all the options for your request, can contact us, and get answers to your most important questions.
Our partner's areas of expertise
No solution is as simple and convenient for converting EUR from a bank account to stablecoins in a wallet as WorldRamp. Withdrawals are also incredibly easy, which is a huge relief, especially for large amounts.
With WorldRamp, you can deposit and withdraw stablecoins worldwide (on-/off-ramp) and exchange them into classic currencies such as EUR, USD, AED or GBP, regardless of where you live.
WorldRamp bridges the gap between traditional bank accounts and digital assets. It allows you to flexibly move assets between these two worlds, regardless of your location and across national borders. With WorldRamp, you can exchange fiat currencies and stablecoins, meaning you can both deposit money from your bank account and receive stablecoins in your blockchain wallet, as well as withdraw stablecoins from your wallet to your bank account.
Unlike many traditional on- and off-ramp providers, WorldRamp isn't solely based on your country of residence. Instead, WorldRamp allows you to make deposits and withdrawals regardless of your location in over 60 fiat currencies and supports even complex international setups. For example, you can withdraw stablecoins from a wallet to a bank account in another country or convert funds from an international bank account into digital assets.
The entire transaction is processed through regulated TokenPay financial partners. After a one-time onboarding process, you can use WorldRamp for your future transactions, whether you're an individual or a business looking to move larger sums. WorldRamp is generally designed for transactions starting at €10,000.
Before your first transaction, we conduct a legally required identity check (KYC). For this, we typically need a valid identity card or passport, as well as proof of address. Depending on the transaction amount and the country, we may also require further information regarding the source of the funds (proof of funds).
For companies, additional documents such as commercial register extracts, shareholder information, or other company documents may be required. The specific documents needed depend on your place of residence, the countries involved, and the nature of the transaction. Our customer service team will guide you through the entire verification process.
WorldRamp is aimed at individuals and businesses who want to securely move larger sums of money between bank accounts and stablecoins. Typical use cases include international investments, cross-border payments, asset management, or disbursing funds in countries with limited access to traditional financial services.
Since each transaction is individually reviewed and processed through regulated financial partners, WorldRamp is particularly suitable for volumes starting at approximately €10,000. However, small test payments are explicitly supported, and transactions starting at €1,000 can also be processed for EUR payments.
The cost of a WorldRamp transaction depends on factors such as the transaction volume, the desired currency, the countries involved, and the deposit and withdrawal method.
Before each transaction, you will receive a transparent offer detailing all applicable costs and the current exchange rate. The fee is always an all-inclusive fee, meaning there are no additional charges. The fee covers currency exchange, transaction fees, and other expenses. A WorldRamp transaction in EUR starts at 1.5%, which is significantly below the market average.
WorldRamp allows you to deposit and withdraw stablecoins in numerous fiat currencies. TokenPay supports deposits and withdrawals in over 60 fiat currencies worldwide. Our network is particularly strong in Africa, South America, Asia, the Middle East, and of course, our home market of Europe. Key currencies include EUR, USD, GBP, AED, ZAR, and BRL.
If your desired destination country or currency is not listed, it's still worth inquiring. Our currency coverage is continuously expanding, and in many cases, we can offer customized solutions through our international financial partners.
The duration of a transaction depends on the country, the currency, and the payment system used. After successful verification, many transactions can be completed within a few hours, even on the same day.
First-time transactions may take a little longer to process. Our customer service team will keep you informed about the current status and estimated processing time throughout the entire process.
Yes. All WorldRamp transactions are processed exclusively through regulated financial partners. We comply with all applicable legal requirements regarding anti-money laundering (AML) and know-you-customer (KYC) verification.
Each transaction is individually reviewed before execution. This ensures compliance with both regulatory requirements and security standards. At the same time, you benefit from our customer service, which supports you throughout the entire process and is available to answer any questions you may have.
WorldTransfer offers you, your company or your organization the opportunity to send money securely, quickly and cheaply to and from emerging markets.
WorldTransfer is TokenPay's international payment solution for businesses, organizations, and individuals who want to send or receive larger sums of money between bank accounts worldwide. WorldTransfer is particularly specialized for payments to and from emerging markets, such as Africa, South America, Asia, and the Middle East, where traditional banks often charge high fees, have long processing times, or offer limited currency coverage.
With WorldTransfer, you benefit from attractive exchange rates, transparent all-inclusive fees, and fast transaction times. This allows you to process international payments in a predictable, secure, and efficient manner, whether you're paying suppliers, receiving customer payments, or transferring funds between international locations.
Depending on the destination country, there are then two options:
Which payment method is used depends on the country and the available payment infrastructure. Of course, we will inform you about the exact process before the transaction.
Many banks specialize in payment transactions within Europe and the major world currencies. However, international transfers, especially to emerging markets, often involve high exchange rate markups, hidden fees, and long processing times.
WorldTransfer was specifically designed to solve these challenges. You benefit from attractive exchange rates, transparent all-inclusive fees, and fast transaction processing. On average, WorldTransfer customers save around 40% on transaction costs compared to traditional payment methods.
With WorldTransfer, you can send and receive money in over 60 exotic currencies worldwide. Our focus is on countries in Africa, South America, Asia, and the Middle East, but we also support numerous other currencies and target markets globally.
If your desired currency or target country is not listed, it's still worth inquiring. Our currency coverage is constantly expanding, and we're happy to explore individual options for your specific needs.
After successful onboarding, WorldTransfer transactions are transmitted to our local financial partner within minutes. The actual crediting to the recipient then depends on the bank processing times in the respective destination country.
Our customer service team is available throughout the entire process to keep you informed about the current status of your payment.
Before your first transaction, we conduct a legally required verification process. Depending on the customer and the transaction, we may need proof of identity, company documents, and, if applicable, information about the origin of the funds used.
The documents actually required depend on the destination country, the desired currency, and the transaction volume. This information may also be requested for your recipient. Our customer service team is available to you and your recipient throughout the entire onboarding process.
Every international payment is different. Therefore, the costs depend on factors such as transaction volume, source and destination currencies, and the specific payment method.
Before each transaction, you will receive a transparent offer with the current exchange rate and an all-inclusive fee.r, which includes all costs. This means there are no hidden fees and you know exactly how much the recipient will receive before the transaction is even executed.
Yes. Security and regulatory compliance are top priorities in every WorldTransfer transaction.
TokenPay works exclusively with regulated financial institutions and subjects all partners to a comprehensive vetting process. Every transaction is carried out in compliance with applicable KYC and AML regulations. Our customer service team is also available to answer any questions or provide support at any time.
TokenPay uses its own utility token, the UhuToken, for transaction processing. Make your UhuTokens available for transactions and receive a portion of the monthly transaction fees as monthly rewards.
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The output, the result, determines the input, the technology. Driven by the combined vision of the two founders and ingrained in the DNA of the entire company is the understanding that we build bridges.
We build a technically neutral bridge between countries, systems, and technological worlds. We exclude no one: Every existing technology, every existing system has its place – TokenPay connects what others cannot. While we start where your bank leaves off, a bank is always involved at the beginning and often at the end of a transaction. That's what we mean – a meaningful complement – so that you, as the customer, benefit.
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