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We begin where your bank ends.

Secure and cost-effective international payments in emerging markets. 

  • Lower fees
  • Fast transfers
  • Local currencies
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WorldTransfer: Send your money to the world with TokenPay WorldTransfer

TokenPay is a global transaction system that uses blockchain technology to process low-cost transactions between bank accounts worldwide within seconds. With an extensive network of locally regulated financial partners, TokenPay enables seamless and secure transfers to and from exotic currencies. TokenPay specializes in larger transactions, typically starting at USD 10,000.

Secure

TokenPay uses blockchain technology in combination with regulated financial institutions to secure your transaction.

Regulated

TokenPay only works with regulated financial institutions and undergoes a rigorous vetting process with each of these partners.

Service

TokenPay is commited to being there to support you whenever you need us. We do our best for you every day.

Just do a WorldTransfer - Discover our target regions!

Africa
Middle East
Asia
South America
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This is how a WorldTransfer works

A TokenPay customer saves an average of 40% on their transaction costs.

  • TokenPay WorldTransfer 1,9%
  • Comparison fees* 4,7%

Argentina is located in South America and borders Chile, Bolivia, Paraguay, Brazil, and Uruguay. Its capital is Buenos Aires, a major cultural and economic center. Other important cities include Córdoba, known for its universities, and Rosario, a major port on the Paraná River. Notable figures include Jorge Luis Borges, an influential writer, and Eva Perón, a prominent political figure. The Argentine economy is primarily based on agriculture (e.g., soybeans, beef), industry (e.g., automotive manufacturing), and services (e.g., tourism). Argentina is a member of the United Nations, Mercosur, and the G20.

Argentina

Vietnam is located in Southeast Asia and borders China, Laos, and Cambodia. Its capital is Hanoi, which serves as the country's political and cultural center. Other important cities include Ho Chi Minh City, the economic hub, and Da Nang, known for its port and tourism. Notable figures include Ho Chi Minh, the leader of the Vietnamese independence movement, and the writer Bao Ninh. The Vietnamese economy is primarily based on agriculture (rice, coffee), textiles (clothing), and electronics (smartphones). Vietnam is a member of ASEAN, the WTO, and APEC, which facilitates its integration into the regional and global economy.

Vietnam

Mozambique is located in southern Africa and borders Tanzania, Malawi, Zambia, Zimbabwe, South Africa, and Eswatini, as well as the Indian Ocean. Its capital is Maputo, which serves as the country's political and economic center. Other important cities include Beira, a major port, and Nampula, a trading center in the north. Notable figures include Samora Machel, Mozambique's first president, and the writer Mia Couto. The economy is primarily based on agriculture (e.g., sugarcane, cashew nuts), fishing, and mining (e.g., coal, gemstones). Mozambique is a member of the African Union and the United Nations.

Mozambique

Senegal is located in West Africa and borders Mauritania to the north, Mali to the east, Guinea and Guinea-Bissau to the south, and the Atlantic Ocean to the west. The capital, Dakar, is the country's economic and cultural center. Other important cities include Thiès, a major trading hub, and Saint-Louis, known for its colonial architecture. Notable figures include Léopold Sédar Senghor, the first president and a poet, and Ousmane Sembène, an influential filmmaker. Senegal's economy is primarily based on agriculture (peanuts), fishing, and mining (phosphate). Senegal is a member of ECOWAS and the African Union.

Senegal

Colombia is located in South America and borders Venezuela, Brazil, Peru, Ecuador, and Panama. Its capital is Bogotá, a major political and cultural center. Other important cities include Medellín, known for its innovation and technology, and Cali, famous for its salsa culture. Notable figures include Gabriel García Márquez, a Nobel laureate in Literature, and Shakira, an internationally renowned singer. The Colombian economy is primarily based on agriculture (coffee, flowers), mining (coal, gold), and services. Colombia is a member of the Organization of American States (OAS) and the Andean Community (CAN).

Colombia

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Send and receive digital assets worldwide with TokenPay

Does your recipient want to be paid in digital assets such as stablecoins (USDC, USDT)? Does your customer want to pay you with digital assets? Take advantage of the digital asset transfer option with TokenPay. You can send payments from your bank account or receive payments into your bank account. It's that simple.

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This is how digital asset transfers work

TokenPay is built specifically for you

Businesses

TokenPay specializes in larger and regular international transfers. TokenPay can significantly reduce your transaction costs* and increase the speed*** of your transactions.

NGOs

TokenPay covers many exotic countries with local currencies. Transparent and secure transfers to local bank accounts are always possible. Furthermore, TokenPay also supports local systems ranging from mobile money to digital assets.

Individuals

You benefit from corporate rates for your international transfers – whether you're buying property, emigrating completely, or simply making a larger transaction. TokenPay is there to support you.

Your partner for the new world

TokenPay defines the "new world" as the countries and technologies currently developing and evolving. This includes the already highly developed Middle East and Asia, but also heavily growing regions like Africa and South America. Blockchain is considered one of the future technologies in the area of transactions and assets. TokenPay is your partner for precisely these topics. Based on cutting-edge technology, TokenPay builds bridges between and within all worlds.

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WorldTransfer

TokenPay WorldTransfer offers you fast and secure transactions at low cost to large parts of the world. The special feature: With TokenPay WorldTransfer, you can also transfer money back from any country and currency.

Full compatibility with full transparency and full savings potential.

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More about WorldTransfer

WorldRamp

TokenPay WorldRamp offers the solution needed for anyone wanting to do more with digital assets like stablecoins. Exchange fiat currency for stablecoins or stablecoins for fiat from anywhere, regardless of your location. Transfer large amounts to or from your bank account – tailored to your needs and requirements.

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More about WorldRamp

TokenPay Infrastructure

TokenPay develops infrastructure in the areas of payments, blockchain and new finance for other companies, organizations and governments worldwide, based on its own systems.

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Investment in TokenPay

TokenPay is built on the internal utility token UhuToken. As a fundamental technical component of the transaction system, UhuToken is the optimal solution for participating in TokenPay's growth. 

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More about UhuToken

Your first transaction in 3 steps

01

Account Opening 

02

KYC onboarding

03

Start transaction

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Are you still not entirely sure whether TokenPay can help you?

Personal

Our customer service team is always available to assist you or answer any questions you may have.

Secure

Your TokenPay account balance is secured by two-factor authentication. Your money and your account are two separate things.

Regulated

Only you or a regulated financial institution have access to your money until it reaches your recipient.

End-to-end security for your transaction

TokenPay and its partners operate according to the highest standards to ensure the highest possible security for your transaction.

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Place your digital assets wherever you want.

Deposit and withdraw funds (on/off ramp) wherever you want. On in the United States, off in Dubai. On in South Africa, off in Argentina. The WorldRamp adapts to you and your new locations, as flexibly as you need it to.

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Learn more about WorldRamp

Stories from around the world

United Arab Emirates
„For our company in the UAE, it is important to organize international payment flows efficiently. TokenPay complements our existing structures and offers us additional flexibility. We particularly appreciate the transparent and cost-effective processing for larger amounts. This simplifies our day-to-day processes.“
Learn more about the United Arab Emirates
Mauritius
„I relocated part of my business to Mauritius and was looking for a solution for international transfers. TokenPay allowed me to structure payments between Europe and Mauritius more clearly. This makes it possible to efficiently connect different locations.“
Learn more about Mauritius
Georgia
„As a freelancer working between Europe and Georgia, I regularly handle large sums of money and need a reliable structure for international transfers. Predictability and the ability to move funds flexibly between the two regions are particularly important to me. This fits perfectly with my international setup.“
Learn more about Georgia
Burundi
„For our projects in Burundi, it is crucial that funds arrive reliably and transparently. TokenPay offers us an additional way to efficiently organize international transfers. This supports us in our collaboration with our partners on the ground.“
Learn more about Burundi
Jamaica
„I emigrated to Jamaica a year ago and initially had great difficulty transferring my money from Europe efficiently. With TokenPay, I was able to move larger sums much faster and in a more structured way. The ability to send money back to Germany at any time is particularly helpful for me. This gives me a feeling of financial security, no matter where I am.“
Learn more about Jamaica

Wherever you are

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Discover all destination countries

*The stated comparison fees were calculated from the information provided by different FX providers in the German market. 

Relax. We begin where your bank ends.

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