Our vision
TokenPay was developed to reduce transaction and exchange rate fees and, in particular, to increase the availability of funds in exotic currency areas.
We'd like to take you on a little story. Imagine Central Germany on a summer evening. Two friends, Fabian and Luca, are out for a walk there. They're having a lively discussion. About what? Blockchain. What? That's exactly what Fabian was wondering, too.
Luca, who among other things co-programmed the Ethereum core optimizations, is currently telling Fabian about the new technology he's been developing with for years. Fabian, being curious, asks a lot of seemingly silly questions – but these are precisely the questions Luca has no answer to, neither technical nor substantive.
You might be wondering why that is?
During their walk, the two stumbled upon a problem that everyone thought blockchain would solve – but which is actually the problem itself: making international payments and currency exchange cheaper through blockchain; unfortunately, blockchain has an exchange rate risk problem.
Can you imagine Fabian's question that triggered everything: "Why doesn't anyone use it then?"
In the following months, the two developed technical solutions for precisely this problem, merging existing ideas from the currency and financial markets with a new fundamental technology and filing patent applications for their inventions worldwide. TokenPay was born.
Our mission
Since that walk, one thing has been clear at TokenPay: the output, the result, determines the input, the technology. Driven by the combined vision of the two founders and ingrained in the DNA of the entire company, this understanding is that we build bridges.
We build a technically neutral bridge between countries, systems, and technological worlds. We exclude no one: Every existing technology, every existing system has its place – TokenPay connects what others cannot. While we start where your bank leaves off, a bank is always involved at the beginning and often at the end of a transaction. That's what we mean – a meaningful complement – so that you, as the customer, benefit.
Our passion
A transaction between Germany and Kenya involves many individual steps. While TokenPay itself offers its customers a simple end-to-end process via its platform, it provides the transaction system itself. The regulated financial institutions required for the transaction on both sides are TokenPay partners. TokenPay collaborates with specialized institutions that handle the transfer from your local bank account to the TokenPay transaction system, or vice versa.
We firmly believe that we are always stronger in a complementary team.
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